We also need to keep in mind beni here. Often the conditions that will "stunt" a Koi will also cause a premature maturing, or finishing of the coloration.
In this respect a Koi can be a little like flash paper or film,... once its "exposed" its done. A quality Koi needs proper pampering every minute of every day for the first 4 years or so, in order to have any chance of reaching its genetic potential!
I think Option #2 would be accurate,... but the color quality down the road can be an issue,... might be best to keep the Koi relatively small in the case you're mentioning.
Best Wishes,
Brady Brandwood
