Yes JR, that is my interpretation of things. Looks like that is the situation due to the reasons Brian gave. Are you suggesting he should let his kids starve and do otherwise? Gosh, I hope not. I am sure his medical care was 'free' too lol- life is not always what any of us want it to be, but it is what it is.
I don't think it will a paid online subscription JR. I think as long as he keeps the quality like it is and the content on top, and the forum pumped up, lots of serious hobbyists will be here, and that will make it a worthwhile spot for koi related businesses to pay for banner ads. Plus they can auction stuff here where there is already an audience, instead of paying for and building their own auction site and trying to promote it and get visitors to it. Looks like that is the reality of the lay of the land business wise at the moment JR.
As for you offer, I did not realize you were in such dire straights financially

, but if u need it and Brian does charge, which it doesn't look to me like he will, yeah, I will help you out, no wager needed.