So we call what you have here in the U.S. Pacific Northwest as "northwest Crud"....comes with low water temperatures and disappears as it raises. Don't know of a treatment for it as it comes and goes with the water temp. Seems to be only suseptable to certain individuals and not contageous. Some forms seem to harden like shellac and not disappear as another type. Not much help but that's my best quess now with the updated info....
hopefull some other's will chime in.....I know salt has been used with limited sucess on the ype that can be removed with fingernail ( not shellac type)
I loved on your location, where you said you were at....I suppose to a lot of Americans it wouldn't mean anything...but if your ancesters were from the UK, that might make a difference

or if your a teen of the 60's and one of your favorite groups had you ferrying across the Mersey
